Unicare Health Pulls Out of Texas; 400,000 customers Left Without Texas Health Insurance Coverage.>

First my bank failed…now my health insurance company pulls out of the state!?

This morning at 8:38am CST, Bruce Jaspen (2009) of the Chicago Tribune announced that Unicare Health Insurance Company, the nation’s largest health insurance company and the largest health insurance carrier in Texas, will withdraw its service to all 400,000 Texas customers by the end of the year, encouraging all current customers to transfer service to Blue Cross Blue Shield (BCBS) of Texas. Though Wellpoint Inc., parent of Unicare, claims their service is comparable to those offered by BCBS of Texas, they do not guarantee premiums, services, doctors provided in network, or quality of customer service to be the same as what is currently offered by Unicare.

No matter which news station you watch, print you read, or radio personality to which you listen; the state of the economy is a major topic of discussion. After a year of stocks falling, businesses closing, and banks failing; we now see that health insurance companies are not immune to the changing economics of America.

So what does this mean for 400,000 of our Texas health insurance neighbors?

The specifics are not mentioned, but it can be assumed that these ex-Unicare customers will be looking for new affordable health insurance in Texas. Along with speculation concerning prices and quality of service offered by other health services, Unicare Health leaves other questions unanswered for those soon to be without coverage. For example, will diagnoses made while insured under Unicare be classified as pre-existing conditions when these 400,000 soon-to-be uninsured apply with another company, leaving them to pay higher premiums?

Who can be trusted in this process?

After feeling abandoned by the health insurance company we pay in order to feel secure, who can you turn to in order to find the answers to these questions and others that come up along the way? How can you know which health care plan is best for your current circumstance, especially with all the obvious changes in health care coverage?

There is an answer!

Contact a licensed Dallas health insurance expert at Custom Health Plans at 877-749-2241 or locally for those in the Dallas/Ft Worth area at 469-361-4032, or go to the website at http://www.customhealthplans.com/

With Custom Health Plans, you will have the support of an expert to teach and guide you through each step of the process with no extra cost to you. Utilizing a personal representative allows you to take charge of your healthcare needs. Having a voice in the process of getting health insurance is of primary importance, especially when your future healthcare needs are now a non-priority of your current healthcare provider, like the 400,000 Texans left to fend for themselves by Unicare Health.

Jaspen, B. (2009, October 28). Unicare health plans business to be pulled from the Illinois market. Chicago Tribune. Retreived from http://www.chicagotribune.com/business/chi-biz-unicare-illinois-oct28,0,3105864.story